Notification for Collection of Credit Information
This is a general notice to inform the public that RAM Credit Information Sdn Bhd ("RAMCI") is a credit reporting agency. We hereby notify in writing all Credit Information ("CI") relating to you will be processed by RAMCI, including your identity and address (if any), which is captured from the statutory bodies, public domain as well as from our Subscribers. CI refers to any information on a customer collected by a credit provider in the course of or in connection with the provision of credit, or processed in the course of carrying on a credit reporting business.
The CI related to you will be disclosed to our Subscribers comprising financial institutions, professional bodies and credit grantors from various industries and to any other party that may have access to the CI. This CI is requested by our Subscribers for the purpose of rating or analyzing your credibility and financial standing, in order to grant you credit facilities or supplies.
Please note that any future CI on you will be processed by RAMCI for the same purposes and disseminated to our Subscribers. RAMCI encourages you to furnish us with your latest CI as and when there is any update, in order to ensure accurate CI. All updates must be furnished with documentary evidence and will be verified by RAMCI.
You have the right to be notified on the CI to be disclosed, to know the details of your CI, to dispute incomplete, misleading, irrelevant or inaccurate CI, and to give consent for fair credit reporting. For details, please click "Summary of Rights".
RAMCI strongly encourages you to conduct a Self-Check, to confirm that the CI reported about you is accurate and updated. Access to and correction of the CI is FREE.