We all carry stories about money, shaped by pride, tradition, uncertainty, and quiet resilience. These stories often go unspoken, but they matter. Because when we don't have the full picture, we hesitate. We guess. We hold back. And sometimes, we miss opportunities.
Your credit report offers calm clarity. No judgement. Just facts. It's private, secure, and designed to help you understand your financial standing, so you can move forward with confidence.
This is your moment to take control. To see the full picture. To make informed choices for your future. Your financial truth starts here.
Take the First Step to See Your Financial TruthA family of five, each learning how to be improve their financial situation, starting with one simple step:
checking their credit report.
When you apply for a credit card, mortgage or car loan, lenders assess your creditworthiness based on your credit score and your credit report.
Experian i-SCORE is a consumer credit score that lenders use to evaluate your ability to repay a loan. Ranging from 300 to 800, the number is derived mathematically from the credit history in your credit report. The higher the score, the more creditworthy you are, and the more likely you will secure a loan.
Your credit approval may be improved or fast-tracked when you apply for new credit.
Lenders use your credit score to determine your creditworthiness. With a higher credit score, you can get loan offers with lower interest rates, higher loan amounts - better terms overall.
A higher credit score makes it easier to qualify for lower interest rates.
Experian Malaysia is a leading credit reporting agency, trusted by individuals and businesses nationwide. We help people understand their credit with secure, factual insights that support smarter financial decisions. With over 25 years of experience in Malaysia, we were the first Credit Reporting Agency to achieve ISO 27001:2013 certification in 2017. Our mission is to empower Malaysians to take control of their financial journey with confidence — because clarity leads to opportunity.
Financial Literacy Month 2025 "The Money We Don't Talk About" Campaign: Terms & Conditions