- Deposits or Savings accounts
- Employment records
- Marital status
- Criminal records
- Salary details
Mailing Address:RAM CREDIT INFORMATION SDN BHD (532271-T)
17-9 & 19-9, 9th Floor, The Boulevard,
Mid Valley City, Lingkaran Syed Putra,
59200 Kuala Lumpur, Malaysia.
T: +603-2615 1100
F: +603-2284 8808
- Personal Credit Report BASIC (PCRB) – You are entitled for ONE (1) FREE PCRB upon signing up and identity verification done. Thereafter, each PCRB requested will be charged at RM5.00 per report.
- Personal Credit Report PLUS (PCRP) – RM10.00 per report
Information used to calculate your credit score may include:
- The number and type of accounts you have (credit cards, housing loans, car loans, personal loans, etc.);
- Whether you pay your loans on time;
- How much of your available credit you are currently using;
- The amount of your outstanding debt;
- Whether you have been actively applying for new credits;
- Whether you have any legal actions against you;
- The age of your accounts
However, by cancelling your My Credit Watch subscription, you will be without protection. You will be exposed to the identity theft. With our protection, we serve to alert you if we detect unexpected changes to your credit information, slight sign that you could be at risk for identity theft or credit fraud.
To cancel, please contact our Consumer Support Division at 03-2615 1100 or email to email@example.com.